Can you solve this riddle?

Jenny borrowed $50 from Ken and $50 from Joan. She has $100 total. She bought a pants for %97. She recieved $3 as change. She returned $1 back to Ken, and now she owes Ken $9. She returns the other dollar back to Joan, and she owes Joan $49 too. Then, she kept the other dollar. So, $49 + $49 = $98. $98 + Jenny's dollar ($1) = $99. Where did the other dollar go?

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